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Loans

Many students find it necessary to borrow money in order to help fund their educational endeavors. While this option is very helpful to students it is important to understand the terms and conditions of the loans before you borrow. At St. John’s College, we take great steps to make sure our students are financially knowledgeable about the funds they accept as part of their financial aid package. Unlike scholarships and grants, loans need to be repaid to the government, institution, or bank depending upon the type of loan being borrowed. The following information is to help you receive a financial education in loans before you borrow and depending on the loan, extra steps may be required before disbursement. As always, if you have questions or concerns about the information provide, please contact the Financial Aid Office.

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Federal Loans

There are various types of federal loans available for U.S. citizens and permanent residents.

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Institutional Loans

St. John's College is proud to offer two institutional loans to qualifying students. Each loan is campus specific, meaning that each loan program has different terms and conditions unique to the campus in which the student is attending.

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Private (Alternative) Loans

Many lenders, such as banks, credit unions, and state agencies, offer private loans to supplement a family’s other financial resources.

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